Disclaimer

All features — including holdings upload, rule-engine checklists, status lights, chart signals, and AI summaries — are meant to teach and rehearse how you might think about risk and structure before you act in a real account.

Examples, thresholds (such as base-share limits or cash percentages), and suggested sells are illustrative rules inside the lab. They are not tailored to your net worth, goals, risk tolerance, or regulatory status.

If you choose to apply ideas in a live brokerage account, you do so entirely at your own discretion and risk.

XingAI is not a registered investment adviser, broker-dealer, commodity trading adviser, or fiduciary in any jurisdiction.

Nothing on t.xingai.app — including rule-engine alerts, status lights, AI summaries, T candidates, or suggested sells — is a recommendation to buy, sell, or hold any security.

You alone are responsible for your real accounts, taxes, compliance, and any gains or losses.

The lab stores hypothetical cash and share counts. It does not transmit orders to Interactive Brokers, Fidelity, or any other broker.

Near-close, force-flatten, and base-limit warnings describe your paper configuration and rules — not broker mandates.

Vision models may misread screenshots (wrong symbols, shares, or cash). Always verify against your broker before acting.

AI text can be confident and wrong. Use it as a draft checklist, not a command.

When AI is unavailable, rule-only outputs may still appear — they are not a complete plan.

Quotes, charts, and macro stress indicators may be delayed, simulated, or sourced from third parties. We do not warrant accuracy or completeness.

Invest AI integration, when configured, reflects cached or API data from your deployment — not live fiduciary research.

Trading securities involves substantial risk of loss. Leveraged and intraday strategies can amplify losses.

Past simulated performance does not guarantee future results.

You should consult qualified financial, tax, and legal advisors for decisions that affect your personal situation.

Using T Today does not create an advisory, brokerage, fiduciary, or client relationship with XingAI.

Allowlisting your email for beta access is an access control, not an endorsement of your trading skill or suitability.

You are solely responsible for compliance with securities, tax, margin, pattern-day-trader, and other rules that apply to you and your accounts.

The service does not provide legal, tax, or compliance advice. Do not use it to satisfy regulatory filings or disclosures.

Brokers, market-data vendors, hosting providers, and AI model providers (such as OpenAI) are independent third parties. XingAI is not responsible for their acts, omissions, outages, or policies.

Links to external sites (for example InvestSim) are provided for convenience only; we do not control those services.

To the fullest extent permitted by applicable law, your exclusive remedy for dissatisfaction with the service is to stop using it.

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the maximum extent permitted by law.

Questions: contact@xingai.app.